Bangladesh Railway is encountering issues with projects financed by Indian loans. Although six years have passed since India pledged financial support for two projects, the promised funds have yet to be disbursed, causing delays in construction work. Additionally, two other projects under Indian loans saw construction progress, but the departure of Indian workers following the August 5, 2023, political upheaval has hindered work, as not all workers have returned. Currently, seven railway projects are being funded by Indian loans, including those in various stages of completion. While two of these projects have been finished, they have not been officially declared completed, and one project remains in its early stages. Bangladesh Railway has requested confirmation from Indian authorities about funding for the two pending projects, but has yet to receive a response. Due to the prolonged delay, Bangladesh is exploring alternative funding sources, suspecting the Indian loan might not come through. The delay in approval and project initiation has led to increased costs, with some projects seeing an expansion in their scope. One of the two delayed projects involves constructing a railway line from Bogura to Sirajganj, a route that currently requires a detour adding 120 kilometers to travel time. The initial plan for the Bogura-Sirajganj project was to complete it by June 2023. However, delays in the feasibility study and final design pushed the timeline further. The cost of the project has nearly doubled, and the government requested an additional $300 million from India, but has yet to receive a response. As a result, the project remains stalled, with no Indian personnel on-site, and the timeline has been extended to 2026. Muhammad Fouzul Kabir Khan, an adviser in the Ministry of Power, Energy, and Mineral Resources, noted that the slow implementation of Indian loan-funded projects, particularly in the railway and power sectors, has been a challenge. Financial complications and ongoing discussions with Indian authorities are contributing to the delays. Indian loans, known as Lines of Credit (LoC), were initially pledged during Prime Minister Sheikh Hasina's visit to India in 2010. Since then, a total commitment of $7.36 billion has been made. However, some projects, such as the Khulna to Darshana double-track railway project, have faced delays of up to four years in appointing consultants for the feasibility and design phases.